Mozilla is tackling a lot of the problems of the modern web, whether it's lack of choice on the mobile front, the lack of a decentralized authentication service and so on. It's also aiming to fix payments.
You may not believe there is a problem, after all, you can buy things online relatively easy.
But the actual payment methods and implementations aren't all that web friendly. Websites have to do a lot of work, even with something seemingly simple such as PayPal, and users don't have much of a choice in any of it.
Mozilla's navigator.mozPay() is one step towards fixing this. In Mozilla's view, web payments would be based on web standards, on open and understood APIs.
navigator.mozPay() is only available in Firefox OS. It's inspired by google.payments.inapp.buy() but the main change is that it's designed to work with any payment method.
The idea is to give users the option of how to pay for stuff in web apps and to minimize the work developers have to do, while making everything at least as secure as regular payment methods are.
Developers will find more details on Mozilla's blog post, but the important part is that there's at least someone trying to fix this problem at its roots, in a standard way.
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